Consumer Information


Consumer Information

Review consumer information related to USJ financial aid programs.

For more detailed materials, contact Student Financial Services directly.


Federal Financial Aid Programs:

  • Pell Grant (Need-based)
  • Federal Supplemental Education Opportunity Grant (Need-based)
  • Yellow Ribbon Grant (Non-need based)
  • Federal TEACH Grant (Non-need based)
  • Direct Subsidized Loan (Need-based)
  • Direct Unsubsidized Loan (Non-need based)
  • Perkins Loan (Need-based)
  • Direct Parent PLUS Loan (Non-need based)
  • Direct Graduate PLUS Loan (Non-need based)

Learn More about Federal Programs:

State Financial Aid Programs:

  • CT Independent College Student Grant (Need-based)
  • CT Independent College Student Community Service Grant (Need-based with work component)
  • CT Capitol Scholarship (Need-based with merit component)
  • DC, MA, ME, NH, PA, RI, VT Grants (Need-based)

All state grants require students to complete the FAFSA. Check with your state's Department of Education for additional application requirements:

Institutional Financial Aid Programs:

  • McAuley Scholarship (Merit)
  • Trustee Scholarship (Merit)
  • Presidential Scholarship (Merit)
  • Deans Scholarship (Merit)
  • University of Saint Joseph Scholarship (Merit)
  • Phi Theta Kappa Scholarship (Merit)
  • University of Saint Joseph Grant (Need-based)
  • Endowed Scholarships (Need-based)
  • Girl Scout Gold Award (Non-need based)
  • USJ Family Grant (Non-need based)

Private Scholarships:

Although the primary sources of grants and scholarships are the federal government, state governments and the University, many local and private organizations offer merit- and need-based scholarships to assist students with their college expenses. Explore these sources through your high school guidance office, local library, and the Internet.

Employment Opportunities:

Financial aid packages may include one or more of the following employment opportunities:

  • Federal Work Study (FWS) (Need-based)
  • College Work Study (Need-based)
  • CT Independent College Student Community Service Grant (Need-based)

Work-Study:

  • Work-study is an estimated amount that students can earn by working at a job, usually on campus.
  • Work-study positions are not assigned.
  • Typically students work eight hours per week and usually earn minimum wage, approximately $8.70 per hour.
  • This award is not deducted from the student's bill; students are paid bi-weekly for actual hours worked.
  • Although USJ is committed to providing students with work opportunities, jobs are not guaranteed.
  • If students are unable to find work-study jobs, they are not responsible for payment of the amount awarded to them on their Financial Aid Award Letter.
  • Find out more:

Cost of Attendance:

2016-2017 TUITION UNDERGRADUATE

Women's Program

  • Full Time Undergraduate (12+ Credits) Fall/Spring
    • $35,220.00 per year
    • $17,610.00 per semester
  • Full Time Jr/Sr Nursing (12+ Credits) Fall/Spring
    • $36,882.00 per year
    • $18,441.00 per semester
  • 3/4 Time Undergraduate (9-11.5 Credits) Fall/Spring
    • $26,418.00 per year
    • $13,209.00 per semester
  • 3/4 Jr/Sr.Nursing (9-11.5 Credits) Fall/Spring
    • $27,642.00 per year
    • $13,821.00 per semester
  • Part-time (under 9 credits) Fall/Spring
    • $795.00 per credit

Comprehensive Student Fees

  • Full time Undergraduate
    • $1,650.00 per year
    • $825.00 per semester
  • 3/4 Time Undergraduate
    • $1,245.00 per year
    • $622.50 per semester
  • UG Part Time fee billed per each credit hour enrolled
    • $56.00 per semester

2016-2017 ROOM & BOARD

Room

  • Single Room
    • $9,744.00 per year
    • $4,872.00 per semester
  • Double Room
    • $6,250.00 per year
    • $3,125.00 per semester
  • Double Room: North/South Resident Hall
    • $8,726.00 per year
    • $4,363.00 per semester

Resident Student Meal Plans

  • 285 Block Meal Plan
    • $4,845.00.00 per year
    • $2,422.50 per semester
  • 225 Block Meal Plan (Jr./Sr. Only)
    • $4,500.00 per year
    • $2,250.00 per semester
  • 150 Block Meal Plan (Jr/Sr. Only)
    • $3,990.0 per year
    • $1,995.00 per semester

Commuter Student Meal Plans

  • 20 Block Meal Plan - $195.00 per semester
  • 40 Block Meal Plan - $380.00 per semester
  • 60 Block Meal Plan - $550.00 per semester

2015-2016 STUDENT ACTIVITY FEE (WOMEN'S PROGRAM):

  • Full-time Undergraduate Students: $30.00 per semester
  • Part-time Undergraduate Students: $15.00 per semester
  • Health Insurance: TBD**

**Health insurance waiver must be submitted to have this fee waived.

Additional costs you may encounter include books & supplies, insurance, classroom, lab, and/or parking fees.

Students attending foreign or domestic study-away programs will have their cost of attendance and their financial aid adjusted accordingly.

How Eligibility is Determined:

Eligibility for federal student aid is based on financial need and several other factors.

Congress created a federal needs analysis methodology known as FM, which is used to calculate eligibility for federal student aid. Many state agencies also use FM to determine eligibility for need-based state grant eligibility. Students should contact their state's Department of Education for additional information on state grant eligibility.

Rights and Responsibilities of Students Receiving Financial Aid:

Students have the right to expect that:

  1. All financial aid records will be maintained in a confidential manner.
  2. Information regarding the application process, eligibility criteria, and disbursement procedures will be provided upon request.

Students have the following responsibilities:

  1. Complete and submit all financial aid applications in a timely, thorough, and accurate manner.
  2. Provide the Financial Aid Office with all requested documentation.
  3. Read, understand, and retain copies of all forms that are distributed.
  4. Apply or reapply for any eligible federal and state grants.
  5. Report to the Financial Aid Office all grants and scholarship awards received each year.

Gainful Employment Disclosure:

Title IV federal financial aid is available for eligible degree and certificate programs, as well as teacher preparation programs that lead to a Connecticut Educator Certification (state teacher license). Title IV aid is not available for non-degree programs or ineligible certificate programs.

Satisfactory Academic Progress (SAP):

Students must remain in good academic standing and meet satisfactory academic progress requirements according to University policy in order to remain eligible for enrollment and financial aid. Review the University of Saint Joseph Financial Aid Satisfactory Academic Progress Policy for more information.

Retention Rate:

This measures the percentage of first-time students who are seeking bachelor's degrees who return to the institution to continue their studies the following fall. Externally reported retention rate by law measures only full-time, first-time freshmen from fall of their entering semester to fall of their second year.

  • Those meeting that definition who entered in fall 2008 and returned for fall 2009: 75%
  • Those who entered in fall 2009 and returned for fall 2010: 78%
  • The national average: 71-72%
  • Roughly 90% (89.5%) of first-year students who entered in fall 2010 returned for spring 2011

Note: Increased retention is a reflection of academic engagement, student engagement, financial commitment, and a student's sense of satisfaction all coming together at once.

Graduation Rate:

The overall graduation rate is also known as the "Student Right to Know" or IPEDS graduation rate. It tracks the progress of students who began their studies as full-time, first-time, degree- or certificate-seeking students to see if they complete a degree or other award such as a certificate within 150% of "normal time" for completing the program in which they are enrolled.

  • 46% of full-time, first-time students graduated or transferred out within 150% of "normal time" to completion for their program, for students who began their studies in fall 2003
  • The 46% rate mentioned is actually the six-year cohort graduation rate only for full-time, first-time freshman students who entered the University in 2003. By law, it doesn't account for part-time students, transfer students, adult program students, or graduate students, nor does it differentiate between students who transfer out versus drop out.
  • The national average for full-time, first-time freshman is just above 50%.

Bachelor's Degree Graduation Rate:

This measures the percentage of entering students beginning their studies full-time and planning to get a bachelor's degree who complete their degree program within a specified amount of time.

Students who began in fall 2001:

  • Four year: 45%
  • Six year: 55%
  • Eight year: 56%

Students who began in fall 2003:

  • Four year: 31%
  • Six year: 45%

Percentage of Students Receiving Institution Aid:

Type of Aid:

  • Any student financial aid (includes Federal work study & aid from other sources)
    • Percentage of students receiving this type of aid: 99%
  • Grant or Scholarship
    • Percentage of students receiving this type of aid: 99%
    • Total Amount of aid: $3,593,346
    • Average Amount per Student: $16,114
  • Federal Grants
    • Percentage of students receiving this type of aid: 39%
    • Total Amount of aid: $392,021
    • Average Amount per Student: $4,455
  • Pell Grants
    • Percentage of students receiving this type of aid: 39%
    • Total Amount of aid: $309,881
    • Average Amount per Student: $3,521
  • Other Federal Grants
    • Percentage of students receiving this type of aid: 36%
    • Total Amount of aid: $82,140
    • Average Amount per Student: $1,014
  • State/Local Government Grants or Scholarships
    • Percentage of students receiving this type of aid: 56%
    • Total Amount of aid: $483,229
    • Average Amount per Student: $12,189
  • Institutional Grants or Scholarships
    • Percentage of students receiving this type of aid: 99%
    • Total Amount of aid: $2,718,096
    • Average Amount per Student: $12,189
  • Student Loan Aid
    • Percentage of students receiving this type of aid: 84%
    • Total Amount of aid: $1,693,739
    • Average Amount per Student: $9,009
  • Federal Student Loans
    • Percentage of students receiving this type of aid: 83%
    • Total Amount of aid: $1,113,400
    • Average Amount per Student: $5,954
  • Other Student Loans
    • Percentage of students receiving this type of aid: 21%
    • Total Amount of aid: $580,339
    • Average Amount per Student: $12,348

Average Debt:

This measures the undergraduate class who graduated between July 1, 2009 and June 30, 2010 who started at USJ as first-time students and received a bachelor's degree between July 1, 2009 and June 30, 2010.

The average per-undergraduate-borrower cumulative principal borrowed through federal loan programs including Federal Perkins, Federal Stafford Subsidized and Federal Stafford Unsubsidized. This amount includes both Federal Direct Student Loans and Federal Family Education Loans: $26,001.