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Good news! Contrary to popular perception, nearly everyone qualifies for some form of student financial aid. It is true that grants and scholarships are based on financial need. However, all students are eligible for low-interest Federal loans, which offer far more attractive repayment terms with lower interest rates than loans available privately. The only way to know what types of funding you may be eligible for is to apply.
International students are not eligible for federal financial assistance programs; however, you may be considered for merit-based scholarships upon admission and private loans. For additional questions about the international admissions process, please visit the international students admissions page.
Students are required to report the receipt of scholarships from sources outside of USJ. Outside scholarships will first be applied to unmet need; second, to reduce Perkins, Stafford, PLUS, and/or alternative loans; and lastly, to replace University and/or State funds.
Your admissions counselor will work with you throughout enrollment to explain the financial aid process and make sure you are on track to complete the necessary paperwork in a timely manner. Individual assistance is available through the USJ Student Financial Services by calling 860.231.5223.
Yes. Each year, you must complete a renewal FAFSA and, if requested, submit all supporting tax return transcripts and documentation by USJ published deadlines.
USJ is committed to awarding need-based financial aid to students who apply by the priority deadline and who demonstrate financial need as determined by the Financial Aid office. It is the University's goal to keep the overall value of financial aid awards similar from year to year, provided a family's circumstances and financial position do not change substantially. Students who wish to receive need-based assistance from USJ must complete the FAFSA each year.
Federal regulations require USJ to have a written Satisfactory Academic Progress (SAP) policy in place that must be maintained in order to receive financial aid. The University's SAP policy, which is included in the University Catalog, includes the required GPA that must be maintained in order for you to keep your financial aid.
Provided that you are making satisfactory academic progress and have not satisfied all course requirements, federal and institutional aid is available for all students who demonstrate need for up to five years of study.
Note: Aid eligibility for transfer students is prorated based on accepted transfer credits.
All students are encouraged to seek out outside scholarships. Additionally, parent and private student loans are available to credit-worthy borrowers. Information is available in the Financial Aid section of this site.
The most common areas of change that affect eligibility for financial aid include, but are not limited to: income; assets; household size; number of dependents enrolled in a certificate or degree-seeking undergraduate program; and parent/guardian marital status.
Yes. If the custodial parent remarries, federal and institutional policies require that the stepparent's income and assets be included in determining eligibility for financial aid.
If your sibling does not attend college or is not enrolled at least half-time in a certificate or degree-seeking undergraduate program, you can expect a decrease in your financial aid award.
Graduate students are considered independent for federal financial aid and therefore USJ does not include graduate students when determining your eligibility for financial aid.
Independent status will be granted if a student meets the criteria established on the FAFSA. Independent status is not awarded based solely on tax information or a student's living arrangements. Please refer to FAFSA's website for further information.
USJ grant assistance is not available for summer study. However, federal loans may be available based on your remaining loan eligibility from the prior year. Please contact Student Financial Services for more information.
The University of Saint Joseph, including the Gengras Center School and the School for Young Children, is accredited by the New England Association of Schools and Colleges, Inc. and the State of Connecticut Office of Higher Education. The University of Saint Joseph prohibits discrimination against any persons on account of their race, color, religious creed, age, sex, gender identity or expression, sexual orientation, transgender status, marital status, national origin, ancestry, disability (including, but not limited to, intellectual disability, present or past history of mental disorder, learning disability, or physical disability), genetic information, homelessness, prior conviction of a crime, or any other characteristic protected by law, in the administration of its educational policies, admissions policies, scholarship and loan programs, and employment practices (unless there is a bona fide occupational qualification related to employment).
Inquiries concerning the University’s non-discrimination policies may be referred to Deborah Spencer, Human Resources director /Title IX coordinator, telephone 860.231.5390 or email titleIX@usj.edu, or to the U.S. Department of Education, Office for Civil Rights, 8th Floor, Five Post Office Square, Boston MA 02109, telephone 617.289.0111, TDD 800.877.8339, fax 617.289.0150, or email email@example.com. More information.