Graduate students enrolled in master’s degree programs at University of Saint Joseph are eligible to participate in the Federal Direct Loan program which is not based exclusively on financial need.
There are financial aid options that are not based on need.
To be eligible to borrow funds under the Federal Direct Loan program you must:
NOTE: The Financial Aid Office at University of Saint Joseph will not be able to disburse any financial aid until you have been officially admitted into the program for which you are applying.
Questions? Contact the Financial Aid Office at 860.231.5223 or by e-mail at [email protected]
For more information on financial aid and federal loans available for graduate students, please visit our Graduate Financial Aid page.
The Department of Education offers several options for Federal Loan Forgiveness or Discharge for teachers. The U.S. Department of Education will determine your eligibility for these programs; which are: Teacher Loan Forgiveness, Public Service Loan Forgiveness, and Perkins Loan Discharge. Information and supplemental applications for each of these processes can be found at https://studentaid.ed.gov/sa/ under How to Repay Your Loans then Forgiveness, Cancellation, and Discharge.
Please do not base your enrollment on this program as it can be difficult to ensure qualification for Government Programs, which are subject to reform and funding changes.
The Teacher Education Assistance for College and Higher Education (TEACH) Grant Program provides up to $3,760 (due to sequestration) a year in grant assistance to students who are completing coursework towards certain high-need fields. In order to be eligible for a grant, a student must submit a FAFSA form and sign an Agreement to Serve as a full-time teacher at certain low-income schools and within certain high-need fields for at least four academic years within eight years after completing (or ceasing enrollment in) the course of study for which the candidate received a grant. The U.S. Department of Education will determine your eligibility for this program.
The TEACH Grant converts to an Unsubsidized Direct Loan if the student fails to complete any part of the obligation. The loan, plus interest, must be repaid. For more information and to sign the Agreement to Serve (ATS).
If you are interested in applying for the TEACH Grant, please submit the USJ Teach Grant Application after completing the Agreement to Serve (ATS).
Please contact the Financial Aid Office at 860.231.5223.
The University of Saint Joseph, including the Gengras Center School and the School for Young Children, is accredited by the New England Association of Schools and Colleges, Inc. and the State of Connecticut Office of Higher Education. The University of Saint Joseph prohibits discrimination against any persons on account of their race, color, religious creed, age, sex, gender identity or expression, sexual orientation, transgender status, marital status, national origin, ancestry, disability (including, but not limited to, intellectual disability, present or past history of mental disorder, learning disability, or physical disability), genetic information, homelessness, prior conviction of a crime, or any other characteristic protected by law, in the administration of its educational policies, admissions policies, scholarship and loan programs, and employment practices (unless there is a bona fide occupational qualification related to employment).
Inquiries concerning the University’s non-discrimination policies may be referred to Deborah Spencer, Human Resources director /Title IX coordinator, telephone 860.231.5390 or email [email protected], or to the U.S. Department of Education, Office for Civil Rights, 8th Floor, Five Post Office Square, Boston Mass 02109, telephone 617.289.0111, TDD 800.877.8339, fax 617.289.0150, or email [email protected]. More information.