School of Pharmacy Financial Aid

Student Financial Services

Student Financial Services assists School of Pharmacy students with identifying sources of financial assistance to help meet the cost of the Pharmacy program education.

Student Financial Services is located on the second floor of Mercy Hall on the main campus. Our regular office hours are Monday through Friday, 8:30 a.m. to 4:30 p.m. Special arrangements can be made for appointments outside of the regular hours.

APPLYING FOR FEDERAL DIRECT LOANS

University of Saint Joseph School of Pharmacy students who have been accepted and matriculated into the Pharmacy program may apply for Federal Direct Loans by completing the following steps:

  1. Complete the Free Application for Federal Student Aid (FAFSA). You will need your FSA ID. You can create an FSA ID when logging into certain U.S. Department of Education (ED) websites, including fsaid.ed.gov. Your FSA ID identifies you as someone who has the right to access your own personal information on ED websites such as the Free Application for Federal Student Aid (FAFSA). You will also need the University of Saint Joseph school code: 001409
  2. Follow the instructions for completing the Master Promissory Note (MPN) and Entrance Counseling under the Federal Student Loan section of our website.
  • You must be enrolled in at least 6 credit hours in each of the semesters for which you wish to receive financial assistance.
  • You will need to be accepted and matriculated into the School of Pharmacy prior to receiving Federal Direct Loans.

Loan Programs

The following amounts are based on a 12 month period, or one full academic year:

  • Federal Direct Unsubsidized Loan
    • Loan Limits: $49,500
  • Federal Direct Grad PLUS Loan
    • Loan Limits: Up to Cost of Attendance Less other Aid
    • The maximum Direct Grad PLUS amount for 2016-2017 is $29,492

The following amounts are based on a 9 month period:

  • Federal Direct Unsubsidized Loan
    • Loan Limits: $33,000
  • Federal Direct Grad PLUS Loan
    • Loan Limits: Up to Cost of Attendance Less other Aid
    • The maximum Direct Grad PLUS amount for 2016-2017 is $35,705

The actual amount you may borrow will depend on your financial aid need and actual cost of attendance. You should contact Financial Aid for additional information on application requirements and procedures.

Borrow Wisely

Your graduate debt limit includes loans for undergraduate study.

If you reach your Federal (subsidized and/or unsubsidized) aggregate loan limit, you cannot receive any more of that type of loan. If you exceed your limit, aid already disbursed will be billed back. You will have to find alternative ways to finance your education.

Therefore, it is to your advantage to borrow only what you need for educational expenses, and to keep track of your cumulative debt. The Student Financial Services staff is happy to work with you to find ways to minimize your borrowing.

Lifetime limits – Graduate/Professional $ 224,000 (maximum $65,500 subsidized).

The Grad Plus Loan

Once a graduate student has exhausted the Stafford Loan option, the Grad PLUS Loan may be available if additional funds are needed. This federal student loan has a higher interest rate than the Stafford Loan and requires the borrower to have an adequate credit history.  Students are eligible to borrow up to the cost of attendance minus any other aid. View more information.

Additional Loan Options

Students interested in additional funding may apply for an Alternative Education Loan. See our Alternative Loan page for information regarding Alternative Loans and lenders.

Contact Us

Student Financial Services
1678 Asylum Avenue
West Hartford, CT 06117
Phone: 860.231.5223
Email: [email protected]

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