Student Consumer Info
The Student Consumer Information site is maintained by the Office of Institutional Research and Planning. Content is reviewed and updated quarterly.
USJ offers merit and need-based financial aid awards that include a combination of grants, loans and on-campus employment opportunities. For more information on types of aid and how to apply, visit our Financial Aid page. To discuss individual needs or concerns, contact the Office of Student Financial Services.
The USJ Office of Student Financial Services provides additional Consumer Information for current and prospective students.
Student Financial Aid information
- What to Expect from education loans counseling (entrance, awareness, and exit)
- Notice of federal student financial aid penalties for drug law violations
- The USJ Financial Aid Office provides additional Consumer Information for current and prospective students.
This measures the undergraduate class who graduated between July 1, 2016 and June 2017 who started at USJ as first-time students and received a bachelor's degree between July 1, 2016 and June 30, 2017.
The average per-undergraduate-borrower cumulative principal borrowed through federal loan programs including Federal Perkins, Federal Stafford Subsidized and Federal Stafford Unsubsidized. This amount includes both Federal Direct Student Loans and Federal Family Education Loans: $28,031.
Student Body Diversity
Cost of Attendance, Withdraw and Refund Information
- Price of Attendance
- Net Price Calculator
- Refund Policy and Procedures
- Requirements to Withdraw (under “Discontinuing Academics”)
- Return of Title IV Funds
Institutional and Program Accreditation, Approval and Licensure
- The University of Saint Joseph is accredited by the New England Association of Schools and Colleges through its Commission on Institutions of Higher Education.
- Academic programs with professional accreditations are listed in our University Catalog.
- The Gengras Center at USJ has been approved by the Connecticut State Department of Education.
- The School for Young Children has been accredited by the National Association for the Education of Young Children.
Academic Policies and Textbook Information
- Articulation Agreements (scroll down to “I Took Courses at a Connecticut Community College” section)
- Textbook Information (and course schedule)
- Academic Programs Overview (educational, facilities and faculty)
- Transfer of Credit Policies
- Copyright Infringement Policies and Sanctions (including Computer Use and File Sharing)
- Privacy of student records under the Family Education Rights and Privacy Act (FERPA)
- The Office of Accessibility Services strives to provide equal access to programs, facilities and services to qualified students with documented disabilities.
Definition of a Credit Hour
At the University of Saint Joseph a credit hour is defined as the amount of class time including out-of-class work to meet the learning outcomes set forth. Generally, for each academic credit assigned to a course, students spend one hour per week in class and are required to spend two hours on out-of-class assignments per each hour of instruction spent in the classroom for a 15-week semester. For online courses or accelerated courses, students are required to spend the equal amount of total time per credit hour as spent in on-campus courses. However the mix of time spent in direct instruction and time spent on assignments and other work may vary. Laboratories, internships and practicums vary by program in terms of the number of hours required, but in general it is two-three hours per week per credit. No student is allowed credit for a course unless formally registered by the registrar, or registered as an auditor even though the student has taken all the quizzes and examinations and completed all the required work. (USJ Catalog 2017-18)
Other Sources for University Information
The USJ Teacher Preparation Program Annual Report is provided upon written request. Requests may be submitted to:
Isaac Gottesman, Ph.D.
Education Department Chair
University of Saint Joseph
1678 Asylum Avenue
West Hartford, CT 06117
The Department of Education’s administrative offices are located in Mercy Hall on the USJ West Hartford campus.
Retention Rate
Graduation Rate
Transfer-Out Rate
The IPEDS four-year average transfer-out rate for USJ is 0%. This is calculated by dividing the number of students who transferred (0) into the total number of undergraduate students in the 2005, 2006, 2007, 2008 Fall Cohorts (729).
Transfer-Out Rate for Students Receiving Athletically-Related Student Aid
The University of Saint Joseph does not provide athletically-related aid to its student-athletes, therefore this requirement is not applicable.
Job Placement Rates for Graduates
The Career Development Center assists both students and alumni with major and career exploration, resume preparation, interviewing skills and other career-related services. The office does not facilitate actual job placement; rather, services are provided that support students and alumni seeking employment.
Job Placement Rates for Graduates are not required to be reported by USJ; but only by those institutions who use job placement rates to recruit new students.
Recent Graduates Employment and Graduate School Plans
- Connecticut Secretary of the State (information on voting and elections in Connecticut)
State of Connecticut Voter Registration Forms
- English Language Voter Registration Form
- Spanish Language Voter Registration Form
- Connecticut Registrar of Voters Office Addresses
State of Connecticut Absentee Ballot Application Forms
Consumer Info
REVIEW CONSUMER INFORMATION RELATED TO USJ FINANCIAL AID PROGRAMS.
For more detailed materials, contact Student Financial Services directly.
Federal Financial Aid Programs:
- Pell Grant (Need-based)
- Federal Supplemental Education Opportunity Grant (Need-based)
- Yellow Ribbon Grant (Non-need based)
- Federal TEACH Grant (Non-need based)
- Direct Subsidized Loan (Need-based)
- Direct Unsubsidized Loan (Non-need based)
- Perkins Loan (Need-based)
- Direct Parent PLUS Loan (Non-need based)
- Direct Graduate PLUS Loan (Non-need based)
Learn More about Federal Programs:
- Federal grant programs:
- Federal loan programs (terms and conditions; loan schedules; the necessity of loan repayment; and required loan exit counseling):
State Financial Aid Programs:
- Roberta B. Willis Scholarship (Need-based)
- Roberta B. Willis Scholarship (Need-based with merit component)
- MA, ME, PA, RI, VT Grants (Need-based)
All state grants require students to complete the FAFSA. Check with your state's Department of Education for additional application requirements:
Institutional Financial Aid Programs:
- Academic Excellence Scholarship
- Endowed Scholarships (Need-based)
- Honors Scholarship
- Mercy Merit Scholarship
- Mercy Values Scholarship
- Phi Theta Kappa Scholarship (Merit)
- University of Saint Joseph Grant (Need-based)
Private Scholarships:
Although the primary sources of grants and scholarships are the federal government, state governments and the University, many local and private organizations offer merit- and need-based scholarships to assist students with their college expenses. Explore these sources through your high school guidance office, local library, and the Internet. Also visit the Student Financial Services Office for opportunities housed in the Bruyette/TD Bank Financial Literacy Center.
Employment Opportunities:
Financial aid packages may include one or more of the following employment opportunities:
- Federal Work Study (FWS) (Need-based)
- University Student Employment (Non-need based)
Work-Study:
- Work-study is an estimated amount that students can earn by working at a job, usually on campus.
- Work-study positions are not assigned.
- Typically students work up to 19 hours per week and usually earn minimum wage.
- This award is not deducted from the student's bill; students are paid bi-weekly for actual hours worked.
- Although USJ is committed to providing students with work opportunities, jobs are not guaranteed.
- If students are unable to find work-study jobs, they are not responsible for payment of the amount awarded to them on their Financial Aid Award Letter.
- Find out more:
Click here for Tuition and Fees Information.
Rights and Responsibilities
How Eligibility is Determined:
Eligibility for federal student aid is based on financial need and several other factors.
Congress created a federal needs analysis methodology known as FM, which is used to calculate eligibility for federal student aid. Many state agencies also use FM to determine eligibility for need-based state grant eligibility. Students should contact their state's Department of Education for additional information on state grant eligibility.
Rights and Responsibilities of Students Receiving Financial Aid:
Students have the right to expect that:
- All financial aid records will be maintained in a confidential manner.
- Information regarding the application process, eligibility criteria, and disbursement procedures will be provided upon request.
Students have the following responsibilities:
- Complete and submit all financial aid applications in a timely, thorough, and accurate manner.
- Provide the Student Financial Services Office with all requested documentation.
- Read, understand, and retain copies of all forms that are distributed.
- Apply or reapply for any eligible federal and state grants.
- Report to the Student Financial Services Office all grants and scholarship awards received each year.
Gainful Employment Disclosure:
Title IV federal financial aid is available for eligible degree and certificate programs, as well as teacher preparation programs that lead to a Connecticut Educator Certification (state teacher license). Title IV aid is not available for non-degree programs or ineligible certificate programs.
Satisfactory Academic Progress (SAP):
Students must remain in good academic standing and meet satisfactory academic progress requirements according to University policy in order to remain eligible for enrollment and financial aid. Review the University of Saint Joseph Financial Aid Satisfactory Academic Progress Policy for more information.
Graduation and Retention Rates
Retention Rate:
This measures the percentage of students who enter during the fall term as full time, first time in college, matriculated Bachelor’s Degree seeking students who return to the institution the following fall. Current retention rates are available on the main Student Consumer Information page under Student Outcomes.
Note: Increased retention is a reflection of academic engagement, student engagement, financial commitment, and a student's sense of satisfaction all coming together at once.
Graduation Rate:
The overall graduation rate is also known as the Student Right to Know or IPEDS graduation rate. It measures the percentage of students who enter during the fall term as full time, first time in college, matriculated Bachelor’s Degree seeking students, who complete their degree in 150% of time (i.e. within six years). Current graduation rates are available on the main Student Consumer Information page under Student Outcomes.
Financial Aid Received at USJ
Percentage of Students Receiving Aid Through Our Institution:
Type of Aid:
- Any student financial aid (includes Federal work study & aid from other sources)
- Percentage of students receiving this type of aid: 99%
- Grant or Scholarship
- Percentage of students receiving this type of aid: 99%
- Total Amount of aid: $3,593,346
- Average Amount per Student: $16,114
- Federal Grants
- Percentage of students receiving this type of aid: 39%
- Total Amount of aid: $392,021
- Average Amount per Student: $4,455
- Pell Grants
- Percentage of students receiving this type of aid: 39%
- Total Amount of aid: $309,881
- Average Amount per Student: $3,521
- Other Federal Grants
- Percentage of students receiving this type of aid: 36%
- Total Amount of aid: $82,140
- Average Amount per Student: $1,014
- State/Local Government Grants or Scholarships
- Percentage of students receiving this type of aid: 56%
- Total Amount of aid: $483,229
- Average Amount per Student: $12,189
- Institutional Grants or Scholarships
- Percentage of students receiving this type of aid: 99%
- Total Amount of aid: $2,718,096
- Average Amount per Student: $12,189
- Student Loan Aid
- Percentage of students receiving this type of aid: 84%
- Total Amount of aid: $1,693,739
- Average Amount per Student: $9,009
- Federal Student Loans
- Percentage of students receiving this type of aid: 83%
- Total Amount of aid: $1,113,400
- Average Amount per Student: $5,954
- Other Student Loans
- Percentage of students receiving this type of aid: 21%
- Total Amount of aid: $580,339
- Average Amount per Student: $12,348
AVERAGE DEBT:
This measures the undergraduate class who graduated between July 1, 2009 and June 30, 2010 who started at USJ as first-time students and received a bachelor's degree between July 1, 2009 and June 30, 2010.
The average per-undergraduate-borrower cumulative principal borrowed through federal loan programs including Federal Perkins, Federal Stafford Subsidized and Federal Stafford Unsubsidized. This amount includes both Federal Direct Student Loans and Federal Family Education Loans: $26,001.
