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This measures the undergraduate class who graduated between July 1, 2009 and June 30, 2010 who started at USJ as first-time students and received a bachelor's degree between July 1, 2009 and June 30, 2010.

The average per-undergraduate-borrower cumulative principal borrowed through federal loan programs including Federal Perkins, Federal Stafford Subsidized and Federal Stafford Unsubsidized. This amount includes both Federal Direct Student Loans and Federal Family Education Loans: $26,001.

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