Student/Parent Loans

Learn about the various student/parent loans available.

Contact us to find out more about our financing options.

Federal Student Loans

Federal Direct Loans are government funded student loans available to those who complete a FAFSA (Free Application for Federal Student Aid), and help eligible students cover the cost of higher education.

Loan Type
2018-2019 Interest Rate*
Direct Subsidized Loan - Undergraduate students
5.05%
Direct Unsubsidized Loan - Undergraduate students
5.05%;
Direct Unsubsidized Loan - Graduate students
6.6%

Current origination fee is 1.066%.

*Interest rates are subject to change every July 1 by the federal government.

Parent PLUS & Graduate PLUS

A Direct PLUS Loan is made available by the U.S. Department of Education to graduate or professional students, and parents of dependent undergraduate students.  Borrowers must complete a credit check as part of the application process and not have adverse credit history.

Loan Type
2018-2019 Interest Rate*
Direct Parent PLUS Loan
7.6%
Direct Graduate PLUS Loan
7.6%;

Current origination fee is 4.264%

*Interest rates are subject to change every July 1 by the federal government.

Alternative Loans

Alternative, or private, loans help bridge the gap between the actual cost of your education and the amount of financial assistance you receive.  These loans are borrower-initiated, which means the student and/or parent must initiate the application with the private lender.

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