Pharmacy Financial Aid

Student Financial Services helps Doctor of Pharmacy students identify sources of financial assistance to meet the cost of their program.

USJ Scholarships

USJ values academic excellence, leadership, diversity, service to our communities and country, and the ability to overcome adversity. Our scholarship and grant programs reflect our values and are intended to assist our students in achieving their potential.

PHARMACY DEAN’S SCHOLARSHIP

The Pharmacy Dean’s Scholarship awards select candidates up to $15,000 per year for three years (up to $45,000) for students enrolling in the Fall 2027 semester. There is no additional application required – students will automatically be considered and will be awarded the scholarship at the point of admission if eligible. Recipients must maintain continuous full-time enrollment and satisfactory progress in the Pharmacy program for renewal each year.

OTHER SCHOLARSHIPS (for students enrolling in the Fall 2027 semester)

  • $2,000 annually renewable visit grant for attending an in person visit or information session
  • $1,000 annually renewable scholarship for pharmacy techs
  • $1,000 one-time Early Application Grant (must certify application prior to March 1)

Federal Loan Programs

Federal Direct Loans are the principal source of financial aid available for doctoral students in the Pharmacy program. You must complete a FAFSA (Free Application for Federal Student Aid) at studentaid.gov every year to be reviewed for federal loan eligibility. University of Saint Joseph School Code: 001409

Returning Students

New Students Starting in Fall 2026 and Beyond

  • Federal Direct Unsubsidized Loan
    • $25,000 maximum eligibility per semester
    • Complete a FAFSA to apply

See Current Interest Rates

Alternative Loan Programs

Students interested in alternate financing may apply for an Alternative Education Loan from a private lender. Eligibility for private education loans depends on the borrower’s credit score and typically requires a credit worthy co-signer to receive a favorable interest rate. For more detailed information on alternative loans, including a list of historical lender, see our Alternative Loans page.

Covering Living Costs

Students can borrow in excess of their charges to assist with educationally related expenses, such as living costs. In order to determine the total amount of aid allowed per semester, including both federal and private loans, a cost of attendance is created. This cost of attendance includes direct charges to your bill (tuition & fees), as well as estimated indirect/personal expenses that a student may incur. Students may not borrow in excess of the approved cost of attendance. Each year the cost of attendance is adjusted to reflect changes in costs and expenses. Contact Student Financial Services for more information on your personalized cost of attendance.

Borrow Wisely

Borrow only what you need to cover your costs. Your federal graduate debt limit includes loans for undergraduate study.

As of July 1, 2026, the Federal Direct Loan Limit for graduate programs will depend on the following factors:

  • Whether you received a Federal Direct Loan in that program of study prior to July 1, 2026
  • Whether you have exceeded your published program length (maybe applicable to students enrolling part time)

Click here to view detailed information regarding your eligibility. We encourage you to contact our office to discuss your individual circumstances.

External Grant & Scholarship Opportunities

We strongly encourage all Doctor of Pharmacy students to seek out external sources of funding, including external grants and scholarships, as these help to limit reliance on borrowing loans. Students are required to report outside scholarships to the Student Financial Services Office, as they affect a student’s financial aid package.

The list below is not inclusive; it includes suggestions on where to begin your research. USJ has no control over the websites listed, and these sites may change at any time. Please read each website’s privacy and information sharing policy before providing any personal information.

Program-Specific

Scholarship Search Sites

Beware of Scams!

Scammers are taking advantage of students looking for money to assist in paying for the cost of education. Don’t be fooled! Here are some tips and resources to avoid falling prey to these financial aid and scholarship scams:

  • Watch out for companies that promise to save you thousands of dollars in tuition by assisting you with your financial aid forms.
  • Never pay for scholarship information.
  • Don’t be fooled by a company that asks you for money to “hold” a scholarship.
  • Learn more about protecting yourself from scholarship scams from the Federal Trade Commission (FTC) Scholarship Scams and FinAid.org Scholarship Scams.

Contact Us

Student Financial Services
Mercy Hall, 2nd Floor
1678 Asylum Avenue
West Hartford, CT 06117
Phone: 860.231.5223
Email: [email protected]

Office Hours:
M – F: 8 a.m. – 4:30 p.m.
Special arrangements can be made for appointments outside of the regular hours.

Meet with a Financial Aid Counselor

FAQs

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